Gail D. (Horvath) Bayne, 72, of Oxford, formerly of Dowagiac, passed away at 4 a.m. on Monday, Oct. 18, 2010, at Beaumont Hospital.

Beloved wife of the late Russell Joseph Jr.

Dear mother of Russell Joseph III “RJ”(Annette) of Lake Orion, Michele (Paul) Lenzi of Lake Orion and Melissa(Brett) McCrorey of Hartford.

Grandmother of Bella, Russell Joseph IV “RJ,” and Wesley. 

Sister of Joseph (Dorothy) Horvath.

Mrs. Bayne retired after 32 years from AAA, where she was a travel and insurance Agent.

Gail was also an avid gardener.

There will be a memorial service Saturday at 1 p.m. at Yazel-Clark Chapel, 405 Center St., Dowagiac. Family will receive friends from 11 a.m. until time of service.

Memorial contributions may be directed to American Lung Association.

A memorial reflection can be made at www.sparksgriffin.com.